12031 Kramer Ave NW, # 18

Annandale, MN

4 Bed, 3 Bath
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$249,900 | 4 BEDROOMS | 3 (2 full, 1 half ) BATHROOMS | 2,646 SQUARE FEET

Unique Clearwater Lake Front Home in the Maple Hill Resort Association in Annandale MN.  Home has been separated into two units so you have the option of living in one and renting out the other.  Enjoy the association maintained beach, swimming pool and docks on Clearwater Lake.  This unit has two dedicated docks.  Association also allows short term vacation rentals.


  • Property Type: single family - two stories
  • Mls #: 4355735
  • LotSize: 0.04 acres
  • Year Built: 1975
  • Association Fee: $528 Covers Both Units
  • Fee Includes: Electric, Sanitation, Grounds Maintenance, Shared Amenities, more
  • School District: 876 - Annandale
  • Elementary School : Bendix Elementary
  • Middle School : Annandale Middle School
  • High School: Annandale High School
  • Could be used as Livingroom
  • Can be more sleeping space!
  • Main Level

Seller Interview

What do you love about the city or area your home is in?

We love Annandale because it is a small friendly town. The downtown area has everything you need. Hardware, pharmacy, beauty shops, gift shops, jewelry store and resturants. There are several bars to go play bingo or listen to the bands play. We especially like the ease of shopping without all the traffic. There is also a medical clinic in Annandale and Clearwater.

If you are in a neighborhood or association, what great things do you do there?

In our association everyone respects our privacy. But if there is a bonfire or get together everyone is welcome. swimming

The favorite restaurants and shops around this home are:

We love to take our boat and go to our two favorite resturants on the lake, including the Waterfront. We can also sit on the deck and listen to music there. Several gift shops in town have very unique merchandise and jewelry.

Grocery stores I love to shop at

We typically shop for groceries at the Marketplace in Annandale which 8 miles South. Or Coburns which is 8 miles North in Clearwater, Mn St. Cloud is only 20 miles away. They have the Crossroad Shopping Center, Target,Macy's,Menards,Home Depot,Walmart,Sam's Club and many resturants

Key points about the property that I/we were drawn to?

When we bought the property we were drawn to the area because of the many lakes and golf courses nearby.

Why people should move to this area; why we were attracted?

Clearwater lake is 3100 acres. The lake has beautiful bays and several islands. It has a lot of structure which makes for good fishing. You have access to three other adjoining lakes. You can cruise the lake for hours without seeing the same sites.

Any great schools or other things to mention?

Our grandchildren go to Annandale Schools. Their parents are very happy with the teachers and programs they offer. Parental support is very high. Community Ed. offers many programs for both adults and children.

Anything else you can think of to attract a potential buyer?

You can enjoy your days relaxing. No lawn work to do! Docks are installed,  the beach is cleaned by the Association.  In the winter the snow is plowed on a timely basis.

DocksWhat did you do for interests and hobbies near to the property?

We spend a lot of time at the outside heated pool. Our grandchildren love to come swimming and go down the slide. It is fun to just go on the dock and catch a meal of sunfish or bass.

Average utility costs

The utilities are covered by the association. The association is $528 per month and covers both units.  We only pay for our natural gas which is $51.00 a month, and cable and phone.  The companies the association uses and are happy with are: DeZiel Heating and Air Conditioning, Purcel plumbing, Bob Grossinger,snow plowing.  Shore Authority for docks. Peterson Electric, Annandale Septic Co.(association pays for pumping and certification)

What Updates/Improvements have you made to the home since purchase?

We added new flooring up and down. Put new windows in the living room and kitchen. Refurbished the walls. Built a new deck. Resided the house. Replaced the roofing.  Planted many hostas.

Clearwater Lake, Annandale MN 


Clearwater Lake has over 3,000 acres and is know for it’s excellent Bass fishing.  Clearwater Lake has a water quality of about 7 feet.  Clearwater is located in both Stearns and Wright county, and the cities of Annandale and South Haven.  There are both cabins and year-round homes on the lake in all different price ranges.


BJ’s Bait is located on the lake and is a popular place to buy bait and snacks, rent boats and ice fish.  You can drive your boat right up to the Waterfront Lakeside Grill- they provide dock space for their customers.